Merchant Cash Advance

Provides you with the money to run your business, buy inventory, use it for advertising. An MCA can be your answer to quick funding needs.

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A Merchant Cash Advance, also known as an "MCA" is a type of business funding where a business receives a lump-sum payment in exchange for an agreed-upon percentage of future Credit Card sales.
Businesses such as retail stores, Restaurants and other credit/debit card accepting businesses, are able to take advantage of this type of funding and be approved in a relatively short period of time.


  • Fast and easy application process.
  • Very little paperwork is needed to apply for an MCA.
  • You can be funded in as little as 24 hours.
  • You do not need to provide collateral on this type of funding.
  • Repayment is done as a percentage of daily credit/debit card sales. The more sales you make the faster you pay it off.
  • MCA's help seasonal businesses or business whose income fluctuate. Since repayment is based solely on a specified percentage of sales. You will not have to pay as much when business sales are slow.
  • You can qualify even if you don't have the best credit score. Since approval is based on your business credit/debit card sales, you can qualify with credit as low as 450 fico.


  • This is a short-term solution for Businesses.
  • You may need to change your current debit/credit card processor.
  • Cost of this type of funding can be from $.10 to $.45 cents on the Dollar.
  • If your business is not generating a high volume of credit/debit card sales, daily deductions may hurt your business's cash flow.


  • Time in business minimum of 6 months +
  • Business monthly income of $10,000+
  • 6 months of business Credit/Debit card processing statements.
  • Fill out our one-page application.